Bill Krug
Bill KrugOwner
“We never forget that our customers are our neighbors who are facing grave misfortune, loss and uncertainty. It drives us to never cut corners, never coast, never forget that our work can and should make our neighbors’ lives better. We are determined to live by our motto, to always deliver Peace of Mind During Uncertain Times.”

Our Story

Northern Colorado Roots

Bill Krug was born and raised in the Fort Collins area where he still lives today with his lovely wife Vicki. The two have been married since 1979 and enjoy watching the Denver Broncos, Colorado Rockies and CSU sports.

Krug founded KEM Homes in 1974, focusing on excellence in single-family home construction. Since then, KEM Homes has built more than 3,000 residential homes in Northern Colorado, earning a winning reputation for quality work and unparalleled customer focus.

In 2006, Krug launched KEM Commercial, expanding to include commercial tenant finish projects that included restaurants, offices and retail stores. Launching Delta Disaster Services of Northern Colorado is the next step in the evolution of a unique Northern Colorado construction and service industry dynasty, further demonstrating Krug’s lifelong commitment to quality, integrity and stellar customer experiences.

The Delta Disaster Services of Northern Colorado Team

Krug has tapped two dedicated professionals to run the Delta Disaster Services of Northern Colorado operation.

Caroline Hornbackhas worked at KEM Homes for nearly 8 years. She will wear many hats with Delta Disaster Services of Northern Colorado, under the umbrella of her general manager title.

Adam Hornback will take the role of the operations manager. Hornback has completed advanced certifications and restoration training from the Institute of Inspection Cleaning and Restoration Certifications (IICRC) for water restoration, fire, odor and smoke restoration. In addition, he is certified in mold remediation as “Advanced Microbial Remediation Technician.’

Our Business Approach: Peace of Mind During Uncertain Times

We operate under a simple and enduring philosophy:

Each of our customers is having their first and, we hope, their last experience with us.  We know that we have only one chance to make this experience as positive and worry-free as possible under very stressful circumstances. One chance to make an impression. One chance to make someone’s life a little easier. We never forget this and always strive to deliver Peace of Mind During Uncertain Times.

Delta Disaster Services

No matter the size of the job we can help you. We are fully equipped to get you back to normal, fast!


Peace of Mind Starts With Delta.

We are highly trained and certified in mitigation, remediation, restoration and reconstruction. We are also intimately familiar with the insurance industry and will work closely with all insurance carriers to ensure that a reasonable and fair settlement is reached and that the process is as smooth and efficient as possible.